IBC Tracker gives Infinite Banking practitioners a clear, real-time view of every policy loan, every repayment, and every dollar of cash value growth. No more spreadsheets. No more guessing.
Start Tracking Free →Tracking loans, interest accrual, and repayment in a spreadsheet that breaks every time you update it. One wrong formula and your numbers are fiction.
Truth Concepts costs $500+/year and is designed for financial advisors, not for you. You shouldn't need a professional license to see your own numbers.
How much can you borrow today? What's your true net position? When does loan interest exceed dividend growth? If you can't answer instantly, that's the problem.
Enter your whole life policy details: cash value, premiums, dividend rate. Takes under 5 minutes per policy.
Record every policy loan you take, set repayment schedules, and let IBC Tracker calculate interest automatically.
Real-time dashboard showing your total position: cash value, outstanding loans, net available, and how much you're saving versus traditional banks.
Track every active loan across all your whole-life policies. See outstanding principal, interest accrued, loan-to-cash-value ratio, and full payment history — instantly.
Drop in your annual policy statement PDF. IBCTrackerOS extracts loan balances, cash values, and premium data automatically. No manual entry, no transcription errors.
See how your total cash value grows over time across all policies. Track the real opportunity cost of borrowed capital against your policy growth rate.
Model different repayment schedules and see how they affect your available cash value. Make smarter decisions about when and how much to repay.
Monthly summaries, interest trend charts, and a complete audit trail of every transaction. Export-ready for your records or your advisor.
One unified view of your entire IBC portfolio — total borrowed, total loaned out, aggregate cash value, net equity position, and savings vs. traditional banks.
Every dollar flowing through your policies deserves the same visibility that banks give themselves. IBC Tracker makes the Infinite Banking Concept finally feel infinite.
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